What should come first when buying a manufactured/mobile home? Purchase the manufactured home or the land/home location first

This is an extremely important question. With the help of A-1 Homes, you will have the knowledge and power to make your dream of homeownership a reality. Unfortunately, most of the information online on these topics is incorrect and misguided; often leaving families with more questions than answers.

You don’t have to have a location ready before you purchase a manufactured home! Most people start with finding a location and sometimes get stuck in a land-only payment that leaves them out of budget and unable to qualify for the home itself.

That is why A-1 Homes is here to help you!

Choose and Lock in the Home First

The most important thing is to come in and meet with one of our seasoned consultants so they can help guide you through this process. Let us help you find the perfect home for your family and your budget first.

Once we help you find your dream home we can work with you to apply for financing from a lender. The lenders we work with know that every credit situation is unique, so don’t be afraid to start the process.

It’s important to start with the home you want in mind so that we can provide all the information necessary to your lender to keep your dream of homeownership on budget. Sometimes customers who buy land before picking out a home end up not being able to qualify for the home they want.

A-1 Homes is one of the few Lender-Preferred dealers in Texas and that comes with over 54 years of knowledge and experience. We have been serving Texas since 1969 when our founder started his first manufactured home center.

If you do happen to already have the land, we are still the best option to help you map your best route! Because we are a lender-preferred dealer, we have numerous options to help you on your journey to homeownership.

Step 1) Visit with an A-1 Homes Specialist.

You’re going to have LOTS of questions, and we want to help you every step of the way. A-1 Homes is knowledgeable about new and used homes and styles for sale and has insight into locations and land costs in your desired area.

Step 2) Let A-1 Homes help you find the perfect home for your family.

Your housing consultant will help you figure out your housing needs, including your budget, and show you homes that will suit your family. We have access to new, used, repos, single and double-wide homes to fit every family.

Step 3) Trust A-1 Homes to help you get an approval that works for your budget and financial situation.

Before looking for land, we must build a financing strategy and approval that fits your needs. Our strong relationships with the largest number of lenders can help you secure the best approval.

a) Now that you have the house of your dreams and the approval based on the whole picture, you now have a budget left for the location: The lender will tell you how much they are willing to lend you for your land purchase or park rent up front. It will look something like this:

  • Total loan approval $ 190,000
  • Home Price: $ 139,000
  • Land/Space Allowance: $ 51,000

Now that you know you have $51,000 available to buy land, your land search has become much easier!

b) With the help from A-1 Homes attaining your approval, You will have buying leverage: When you show up with an approval from a lender proving your ability to buy, land owners and parks take you more seriously.

Step 4) Secure your land!

Now that you have a complete plan secured, home price and interest locked in at A-1 Homes, it’s time to find your land and let us help you take the steps to achieve your home-ownership dreams!!

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